The present deep chocolate-brown Baby Head Vermont copper is no more environmentally challenged than the vast majority of the surviving specimens of the variety, but somehow the major third-party services just don't factor that in when they assign grades, or in this case, qualifiers. The surfaces are microrough throughout but are free of contact marks in general other than some trivial ticks best seen under low magnification. On the obverse VERMON: is weak and nearly nonexistent, while swelling on the reverse obscures ET LIB: from view. Still, the present coin will measure up nicely to virtually any other example of Ryder-9 called Fine, and should not be dismissed because of the PCGS opinion. Take a look at this one if you want to own a decent Ryder-9.