U.S. Privacy Policy

I. US Privacy Rights

This page contains additional information relevant to residents of certain states that have their own data privacy laws, regulations and associated rights. This content is part of, and should be read in conjunction with, our Privacy Policy.

If you are a resident of California, Colorado, Connecticut, Montana, Oregon, Texas, Utah or Virginia, you may have certain rights regarding the use of your Personal Information. This section describes those rights and how you may exercise them.  We reserve the right to deny any requests made pursuant to the rights listed below if the law does not allow or require us to comply with them. 

(1) The right to notice that Personal Information will be collected

You have the right to know certain information about our collection and use of Personal Information over the past 12 months. The categories of such Personal Information are listed below along with the sources of that information, the purposes for which we collect it, the types of third parties to whom we have disclosed it, and purposes for such disclosure.  This notice excludes our employees; please see our Employee Privacy Policy for more information. 

For all of the categories listed below: (i) we do not use this Personal Information to create profiles on individuals that produce legal or similarly significant effects; and (ii) we retain this Personal Information only for the time period necessary to achieve the purposes outlined in this Privacy Policy, taking into account our business needs (such as resolving disputes, conducting audits, and enforcing legal rights), the sensitivity of the Personal Information and risks involved in keeping it, and the retention requirements under applicable law.

For the purposes of this section, these terms are defined as follows:

“Service Providers” means our third party vendors and contractors that help us operate our Sites, maintain customers’ online accounts, provide our products and services, ship products, verify delivery and ensure proper processing of your order, process credit card information, conduct due diligence including credit checks, minimize the risk of fraudulent transactions, and generally administer our business.

“Government & Regulatory Agencies” means entities to whom we are required by law to disclose Personal Information, including authorities or law enforcement officials conducting investigations or serving subpoenas or court orders. 

“Advertising Partners” means third party companies that help us tailor the Sites’ content to users, enhance your experience on the Sites, conduct data analysis, serve ads on our behalf, provide marketing data to better target our advertising, and communicate with you about our products and special offers.

“Affiliated Companies” means other companies or subsidiaries within the Stack’s Bowers family of companies, including Stacks-Bowers Numismatics, LLC, Spectrum Group International, Inc., Spectrum Auction Services, LLC, Spectrum Numismatics International, Inc., Bowers and Merena Auctions, LLC, SGI France SAS, SBG Finance, LLC, and Stacks-Bowers and Ponterio, LTD.

Identifiers (such as your name, address, IP address, email address, account name, and Social Security Number) and personal information categories listed in Cal. Civ. Code § 1798.80(e) (such as your signature, Social Security Number, passport number, driver’s license, employment history, and financial information).

Purposes of processing: We collect this information for a variety of business purposes, including for: allowing customers to register accounts; providing customer service and communications; processing, tracking, and fulfilling orders and transactions; performing requested services; maintaining records; marketing, advertising, and data analysis; facilitating and tracking usage of the Sites; verifying and conducting due diligence on customers; and providing third-party service providers with the information they need to perform services for us.  Please refer to the “Use of Your Information” section in our Privacy Policy for more information.

• Sources: We collect this information directly from you, or from Affiliated Companies, Service Providers, and Advertising Partners.

• Sharing: We may disclose this information, including your name, address, IP address, with the following categories of third parties: Affiliated Companies, Service Providers, Advertising Partners, Government & Regulatory Agencies.

• Selling and advertising: Stack’s Bowers does not sell any of your Personal Information for money.  But we may share it with the following categories of third parties for the following purposes: Affiliated Companies to offer products and services you may be interested in and Advertising Partners to deliver advertisements to you.  Please see below for how to opt-out of such sharing for advertising.

Protected classification characteristics under California or federal law (such as your age or marital status).

Purposes of processing: We may collect your age, birthdate, or marital status for business purposes relating to you creating an account on the Sites and filling out forms or applications relating to our products and services, including in connection with applying for loans.  Please refer to the “Collection of Your Information” and “Use of Your Information” sections in our Privacy Policy for more information.

Sources: We collect this information directly from you or from Affiliated Companies and Service Providers.

Sharing: We may disclose this information with the following categories of third parties: Affiliated Companies, Service Providers, Advertising Partners, Government & Regulatory Agencies.

Selling and advertising: Stack’s Bowers does not sell any of your Personal Information for money.  But we may share your age, birthdate, or marital status with the following categories of third parties for the following purposes: Affiliated Companies to offer products and services you may be interested in and Advertising Partners to deliver advertisements to you.  Please see below for how to opt-out of such sharing for advertising.

Commercial information (such as records of personal property, products, or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies).

Purposes of processing: We collect commercial information for a variety of business purposes, including: offering you products or services; verifying your identity or creditworthiness; providing customer service and communications; processing, tracking, and fulfilling orders and transactions; and marketing and advertising.  Please refer to the “Collection of Your Information” and “Use of Your Information” sections in our Privacy Policy for more information.

Sources: We collect this information directly from you, or from Affiliated Companies, Service Providers, and Advertising Partners.

Sharing: We may disclose this information, including your name, e-mail address, products purchased, with the following categories of third parties: Affiliated Companies, Service Providers, Advertising Partners, Government & Regulatory Agencies.

Selling and advertising: Stack’s Bowers does not sell any of your Personal Information for money.  But we may share it with the following categories of third parties for the following purposes: Affiliated Companies to offer products and services you may be interested in and Advertising Partners to deliver advertisements to you.  Please see below for how to opt-out of such sharing for advertising.

Internet or network activity and geolocation data (such as browsing history, search history, or physical location).

Purposes of processing: The Sites’ servers automatically recognize the Internet URL from which you access the Sites. We may also log your IP address, internet service provider, and date/time stamp for system administration, order verification, internal marketing, and system troubleshooting purposes.  The Sites use cookies, web beacons, and other technologies to facilitate your navigation of the Sites, recognize you and your access privileges, track your usage, and for marketing and advertising.  Please refer to the “Collection of Your Information” and “Use of Your Information” sections in our Privacy Policy for more information.

Sources: We collect this information directly from you, or from Affiliated Companies, Service Providers, and Third Party Advertising Partners.

Sharing: We may disclose this information, including your IP address, browser type, time-zone setting and location, with the following categories of third parties: Affiliated Companies, Service Providers, and Advertising Partners.

Selling and advertising: Stack’s Bowers does not sell any of your Personal Information for money.  But we may share it with the following categories of third parties for the following purposes: Affiliated Companies to offer products and services you may be interested in and Advertising Partners to deliver advertisements to you.  Please see below for how to opt-out of such sharing for advertising.

Professional or employment-related information (such your current or past job history).

Purposes of processing: We may collect information related to your employment in connection with your application for our goods or services, or to verify your identity or creditworthiness.  Please refer to the “Use of Your Information” section in our Privacy Policy for more information.

Sources: We collect this information directly from you, or from Affiliated Companies and Service Providers.

Sharing: We may disclose this information, including your name, address, company name, with the following categories of third parties: Affiliated Companies, Service Providers, Government & Regulatory Agencies.

Selling and advertising: Stack’s Bowers does not sell any Personal Information in this category or share it for cross-context behavioral or targeted advertising.

We do not collect the following categories of information: biometric informationsensory information; non-public education information; or inferences drawn from Personal Information.

Sensitive Personal Information:

Social security, driver’s license, state identification card, or passport number Identifiers.

Purposes of processing: We collect this information for a variety of business purposes, including: allowing customers to register accounts; providing customer service and communications; performing requested services; maintaining records; and verifying and conducting due diligence on customers.  Please refer to the “Use of Your Information” section in our Privacy Policy for more information.

Sources: We collect this information directly from you.

Sharing: We may disclose this information with the following categories of third parties: Affiliated Companies, Service Providers, Government & Regulatory Agencies.

Selling and advertising: We do not sell any Sensitive Personal Information or share it for cross-context behavioral or targeted advertising.

Account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account.

Purposes of processing:  We collect such Personal Information for a variety of business purposes, including for: assisting you with setting up and managing your customer account with us; verifying your identity and account information in connection with a requested product or service; processing and collecting payments and completing transactions. Please refer to the “Collection of Your Information” and “Use of Your Information” sections in our Privacy Policy for more information.

Sources: We collect this information directly from you, or from Affiliated Companies, Third Party Service Providers.

Sharing: We may disclose this information, including your name, user ID, debit/credit card number, with the following categories of third parties: Service Providers.

Selling and advertising: We do not sell any Sensitive Personal Information or share it for cross-context behavioral or targeted advertising.

We do not collect Sensitive Personal Information revealing your: racial or ethnic origin, religious or philosophical beliefs; union membership; precise geolocation; genetic or biometric data; status as a victim of a crime; status as transgender or nonbinary; health or medical information; sex life, sexual orientation, or sexual identity; or the contents of your mail, email, and text messages where we are not the intended recipient.  We also do not collect Personal Information of children. 

(2) The right to know what Personal Information has been collected, sold, or shared, the purposes for selling or sharing it, and to whom it was sold or shared

You have the right to know what Personal Information we have collected or shared about you in the past 12 months.  Once we receive and confirm your verifiable consumer request, we will disclose to you, depending on the nature of your request:

The categories of Personal Information we have collected about you.
The categories of sources for the Personal Information we have collected about you.
The purposes for collecting, selling, or sharing that Personal Information.
The categories of Personal Information that we have sold to or shared with third parties.
The categories of third parties to whom we have shared or sold that Personal Information (Oregon residents have the right to request a list of such third parties).
The specific pieces of Personal Information we have collected about you.

Note: We do not sell Personal Information for money but we may disclose it within our affiliated companies to provide offers for products or services from our affiliated companies.  We may also share your Personal Information to third parties for targeted advertising.

(3) The right to opt-out of the sale or sharing of Personal Information or limit the use of Sensitive Personal Information

You have the right to direct companies not to sell your Personal Information. You also have the right to direct companies not to share your Personal Information for the purpose of (i) targeted advertising or (ii) for profiling in furtherance of decisions that produce legal or similarly significant effects. Additionally, you have the right to request that we refrain from processing, or limit the use of, your Sensitive Personal Information.

(4) The right to have your Personal Information deleted

You have the right to request that we delete any of your Personal Information that we collected from you, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your Personal Information from our records, unless prohibited by law.

(5) The right to correct your Personal Information

You have the right to request that we correct inaccuracies in the Personal Information that we maintain about you.  In responding, we may consider the nature of the personal data, the purposes for processing it, and the totality of the circumstances.

(6) The right to data portability

You have the right to request a copy of the Personal Information that we maintain about you in a commonly used, easily readable format.

(7) The right to non-discrimination as a result of exercising these rights

Finally, you have the right to be protected from discrimination by any business as a result of exercising your rights under these privacy laws.  For example, as a result of you exercising these rights, we will never deny you goods or services, charge you different prices or rates, or provide you a different level or quality of goods or services.

If you believe we have violated any of your rights listed in this Privacy Policy, please contact us at the information listed below.

Exercising your state privacy rights:

If you are a resident of California, Colorado, Connecticut, Montana, Oregon, Texas, Utah, or Virginia, and would like to make a request pursuant to any of the rights described in this section, you may do so by filling out one or more of the forms at the following link Online Consumer Request Form.  Alternatively, you may make the same requests by calling (800) 299-9152, sending an e-mail to [email protected], or writing us at: Stacks-Bowers Numismatics, LLC,  1550 Scenic Ave. #150, Costa Mesa, CA 92626, Attn:  Privacy Officer.

In order to protect your Personal Information, we are required to verify that any person making a request under this section is in fact you or your authorized agent.  In order to verify the identity of the person making a request, we may ask you or your agent to provide the following information: your account number with us (we will never ask you for your passwords outside of the encrypted log-in screen used to access your account on our website); your email address that we have on file; or your account history with us, including your recent purchases or transactions and the last four digits of the credit card that you used to make those purchases.  We will use this information only for the purposes of verifying that your request is authentic. 

Once we receive your request, we will respond within 10 business days and inform you if we need any more information in order to verify your request.  We will provide the information you requested within 45 days of your request. If we require more than 45 days to respond to your request, we will inform you of the reasons why.  For requests from California consumers to opt-out of sale or sharing for the purposes of cross-context behavioral advertising, or requests to limit the use of sensitive Personal Information, we will respond within 15 days.

If you have an account with us, we will deliver our written response to that account.  If you do not have an account with us, we will deliver our written response by mail or electronically, at your option.  The response we provide will also explain the reasons we cannot comply with a request, if applicable.


Exercising the privacy rights of a resident as the resident’s authorized agent:

If you are a consumer and you would like to authorize an agent to submit requests on your behalf, please designate your authorized agent by filling out the form at the following link Online Consumer Request Form.  Alternatively, you may authorize an agent by contacting us at the information in the previous section.  In order to verify your identity when you are authorizing an agent, we may ask for the same information described in the previous section.

Your right to appeal our response to your privacy rights requests:

Residents of Colorado, Connecticut, Montana, Oregon, Texas, and Virginia have the right to appeal our decisions in response to the exercise of your privacy rights requests.  To initiate an internal appeal, please contact us by calling (800) 299-9152, sending an e-mail to [email protected], or writing us at: Stacks-Bowers Numismatics, LLC,  1550 Scenic Ave. #150, Costa Mesa, CA 92626, Attn:  Privacy Officer.

We will respond to your request for an internal appeal within 45 days, but we may take up to 60 additional days for good cause.  If you are unhappy with the results of your appeal, you may contact your State Attorney General.


Last updated: July 1, 2024 

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